Monthly Archives: January 2012

Hunk-Ta-Bunk-Ta Music by Katherine Dines & GIVEAWAY


*Please note: The release party and concert scheduled for today, February 3 is now rescheduled to April 13-FRIDAY – same venue, Denver Puppet theater.  Hope you can make it!

I had opportunity to interview Katherine Dines who lives right here in the mile high city, about her new CD release titled “Hunk-Ta-Bunk-Ta HITS”.  It releases next Friday, April 13th* at the Denver Puppet Theater and you can be there too with your kids, to hear the amazing concert, get all the special deals, and enjoy some refreshments with the artist as well.  My kids call her the “Hunk-Ta-Bunk-Ta lady” based on her song and you can check out the meaning of that phrase here.  Katherine is an award-winning songwriter, recording and teaching artist, and is one of the pioneers of the “kindie” music genre.

For Katherine, this is her 11th CD!  That’s right, she released her first one in 1991 and she has been doing kids’ songs ever since! She went to Nashville to be a country rock/pop artist but lucky for us, Ms. Dines who is from Denver returned home 7 years ago and has been doing concerts for children and family in the metro area and throughout the country too!  Katherine loves the genre, even though she was hesitant at first.  Then, she realized nursery songs and lullabies were not very kind to children, and right around this time, in 1991, she discovered something which we are all familiar with -either by going through it ourselves or knowing family and friends.  She was told that she could not have kids of her own, and since right around this time, her publisher suggested lullabies, Katherine thought it was a calling, and here we are!

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Katherine said she felt odd writing kids’ songs when she could not have any of her own but did plenty of research – in libraries, in person, watching friends and families and learning a lot, and seeing what comes naturally to parents and kids.  So, for example, checking out her newest CD which will be released at the Denver Puppet Theater at a very special concert event on Friday, February 3, there are titles like  “The Tickle Bug,” “Goosebumps”, “Are we ever gonna get there?” and “Dad is on Diaper Duty”.   Katherine Dines makes music for children of all ages and she says music helps foster a child’s social and emotional growth in ways other activities can’t match.  She is right.  For example, her fun and imaginative song on her new album HITS, “The Goobaws” has my kids’ imagination running wild.   Katherine writes some songs from the perspective of the kid, some from the perspective of others but all in all, they are very thoughtful songs, and if you have ever listened to country music, to me, each song tells a story and each song is fun to listen to for kids because again, it is fun!  We were lucky to see her at Standley Lake Library by accident some time ago and the kiddos enjoyed her concert a lot and we even bought the Twinkle CD which is quite good.

New CD HITS releasing February 3

If you haven’t yet, check out all of her CDs available through her website, or through amazon or other retailers, and then take a seat at the Denver Puppet Theater on Friday, April 13*, and enjoy her new CD too  OR you can try to win your own new copy of her HITS CD, on the same day she releases it!

GIVEAWAY:   To enter the giveaway (U.S. residents only please) to win your own copy of Katherine Dines’ new HIT HUNK-TA-BUNK-TA CD (not even released yet) do the following:

WE HAVE A WINNER— Just picked with Plug-in AND THE WINNER IS….

Your Winner


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Mandatory (for one entry):  

(1) Leave a comment to answer this Q: What is Hunk-Ta-Bunk-Ta? (hint: Check out her website here)

Optional (leave a separate comment for each one you do, limit ONCE for entire contest period):

(2) Tweet the following and then leave in a comment the link to your tweet and your twitter handle.  Katherine Dines & Hunk-Ta-Bunk-Ta Music, Giveaway and more: via @getcluedin

(3) Follow @getcluedin on twitter

(4) Like Get Clued In’s page on facebook

(4) Subscribe to Get Clued In! (this blog) via one of the methods listed: RSS, Emails, or through Networked blogs on facebook

Contest will run from posting through February 3, 2012, 10 AM Mountain Standard Time- Winner Selected and Chosen using “And the Winner Is” plug-in and announced here and notified via Email on February 3, 2012 by 8pm.


Financial Friday – Estate Planning 101

*This post was written as part of Financial Friday over at and posted at Denver Parent but re-posted here.  Happy Friday to you all!

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In my previous Financial Friday articles, I have talked about insurance, taxes, deductions, and how to save, and health savings plans.  This is all great for the NOW but few of us like to think about what happens after we are gone.  Few of us want to think about the unexpected but do you have a plan of who will raise your kids if something happens to you and your spouse?  What about your money that you saved? What happens to that?  Will your children be left with debt or assets in trust or in the hands of a good investor?

Few of us like to think about estate planning because it brings up a morbid thought- we are going to die.  Yes, it is morbid and it is easier to put it off but take the example of Jim and Sue who had three young children (all under age 10).  Jim and Sue took a trip without the kids and met with an unfortunate accident while overseas.  They died leaving 2 homes (real property), over  $500,000 in cash/money market/stocks/investments/pensions and the like; but no wills.  The kids’ guardians were chosen by the court.  Of course, Jim and Sue had no say in it.  They were gone!  The court appointed an executor to distribute assets and a trustee but again, Jim and Sue may not have wanted Sue’s sister to care for the kids.  Jim and Sue may not have wanted Jim’s brother to manage the kids’ assets.  And most of all, Jim and Sue did not want to pay the outrageous probate costs they could have avoided (paid out of their estate) all if they had just had a will.

This article outlines the basic facts of estate planning.  In subsequent articles, I will get more in depth on some of these topics.

Myth #1- I do not need a will because I have no assets.  Everyone has assets and net worth does not determine whether you need a will or not.  Every individual should have a will to set out wishes, goals, and desires of how your personal and real property is distributed.  In addition to a will, you should also consider other instruments like a will, powers of attorney (POAs), and a living will.

Myth #2- I already have a living will, that should be enough right? A living will is just one piece of the estate planning puzzle.  A living will tells the healthcare provider only about whether you want life sustaining measures taken or not.  A health care or durable power of attorney actually appoints someone to make health care decisions for you.  Health care decisions include the power to consent, refuse consent or withdraw consent to any type of medical care, treatment, service or procedure. In the document you can give specific instructions regarding your health care which will require the agent to make decisions in accordance with your direction. Additionally, you can do a general power or special power of attorney for someone to manage your day to day affairs while you are incapacitated.  That is separate from the estate planning puzzle but it is a good idea to include this power of attorney in case you need long-term care or cannot write checks/pay bills during your hospitalization.

Myth #3-  I do not need a will because I am single without kids.   Again, even if you are single and without children, it may still be a good idea to have a will so you can decide who gets your baseball card collection, your jewelry, or other items and home.  Also it reduces the cost of probate if you have a will so the court does less work.  When the court does less work, your heirs or beneficiaries pay less probate costs.  Everything written in one place makes it easier to locate your heirs, your beneficiaries, and the people you designate to be the executor or trustees of your estate.  That is why it is a good idea to put wish lists/names and phone numbers etc with your will as well.  Just a smart idea.

But, before you run off and make these documents, you should make a plan for the care of your children, gather documents, and talk with the people you are thinking of appointing as well.  Your assets include your real property (homes, condos) and also investments, retirement savings, insurance policies, and business interests, along with all your tangible property (Cars, jewelry, TVs, collectibles, etc.).  The more of your items like insurance, retirement policies, and your bank accounts, etc., that can be joint accounts or name Payable on Death (POD) beneficiaries the better.  You can avoid probate of those items by designating the PODs on the account itself.  In any case, everyone should have a will and especially if you want to ensure your kids are cared for by the people you choose not who some court judge chooses.

Myth #4- It is too hard to do this work and I do not want to pay a lawyer.  These days you may not have to pay a lawyer or go see one but it is a good idea to do so.  Your individual circumstances differ from Jim and Sue’s above and you may need specialized assistance.  You can certainly do a will or living will or trust using software or on-line help but it is a good idea to see someone with expertise in the field and it does not have to be a lawyer.  There are estate planning experts out there to help you.  And remember, you should do this leg work now because you do not want to wait until it is too late.   There are lots of websites or resources to find lawyers near you.  You can either use, google search, the phone book, and they are often listed by specialty.  Most lawyers who work in this field do not charge exorbitant fees, and are quite reasonable . Call around and find out if initial consultation is free as well.  You can also look at your State’s bar association website.  For those in Colorado, the Colorado Bar Association is a good resource as well.

And finally, once you have all the documents mentioned above, do not make too many copies in case you make changes in the future because conflicting copies of wills and powers of attorney can result in disputes.  Secondly, keep them in a safe place but not in a safe deposit box.  A safe deposit box at a bank or financial institution is sealed and only opened as part of probate so if your will or other health care documents are in there, your heirs and beneficiaries will not be able to go retrieve them.  Keep all your documents in safe, fireproof place at your home, easily accessible by your appointed executor(s) or guardian(s) and let them know where it is.  Additionally, always let people know you are appointing them and make sure they are okay with it.  The last thing you want is an unwilling executor, or agent in charge of health care decisions for you, OR WORSE, unwilling guardians for your young kids.

Next time we talk about Estate Planning as part of Financial Friday, I will talk about trusts and if they are right for you.

*Disclaimer: All parts of this series were written by the author in her personal capacity and not attributed to her profession, or any organizations, employers, or the like that author is affiliated with. The author is interested in these topics and blogs for recreational purposes and not for financial gain. All views and opinions are of the author and not attributable to any company and not meant as an endorsement to any company or organization. Most importantly, author is not a financial expert, tax or estates attorney, estate planner, or accountant, nor works in the financial planning field. This article is written solely for the purpose of sharing information and knowledge with the readers. All readers should consult with their own attorney, tax planner, financial or estate planner, and/or accountant prior to making investment decisions. The author is not liable and will be held harmless for any investment loss or risk undertaken as a result of opening any of the accounts aforementioned or preparing the documents there in.


Disney’s Phineas and Ferb – The BEST Live Tour is coming to Denver, February 3-4

Phineas & Ferb Live in Denver, Feb 3-4

Disney’s Phineas and Ferb: The Best LIVE Tour Ever!  Phineas, Ferb, and the whole tri-state area gang embark on a bold escape jumping out from behind your TV and onto the stage in a live action adventure – right in Denver!

From Feld Entertainment®, the producers of Disney On Ice, families can experience the witty humor and upbeat music of the hit Disney Channel series live at the Wells Fargo Theatre February 3 and 4, 2012.

“Audiences will be whisked on a wild ride as Phineas and Ferb build their way to another over the top, extraordinary adventure. And, before anyone can wonder, “Hey, where’s Perry?” the beloved pet platypus shifts to his secret double life as Agent P to foil another one of Dr. Doofenshmirtz’s evil plans.  Musical madness abounds in an escapade so awesome that even Candace can’t help but join the hilarious hijinks.  It’s the ultimate end to summer vacation, so seize the day ‘cause Phineas and Ferb are gonna do it all!”

PERFORMANCES ARE: Friday, Feb 3 at 7:00PM AND Saturday, Feb 4 at 1:00 PM, 4:00 PM, & 7:00 PM

Tickets: $16, $22, $27, $42 VIP, & $67 VIP Stage-side  *Service charges and handling fees may apply

For the fastest and easiest way to buy tickets, log onto or or call 1-800-745-3000. Wells Fargo Theatre Box Office opens on Wednesday, February 1st

DISCOUNT OFFER:  Save $3.00 per ticket with the code FFAPF!
– just use the code: FFAPF to save $3 on Friday, February 3rd tickets.
(Valid on Friday performance only; excludes VIP and Stage-side seating. No double discounts.)  Redeem through Ticketmaster at 1-800-745-3000 or

I am told these shows will sell out so make sure your get your tickets NOW!


Brent Worth Photography – Making your Photos Special *GREAT DEAL*

We had no idea what we were getting into – but what we got was something truly awesome!  A friend of mine who owns her own business, BRENT WORTH PHOTOGRAPHYtook fall photos of us right near our house and I was very impressed with the result.

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She actually took more than just one cute photo of my girls and if you have kids, you know how hard it is to get even one photo where we all look good, at the camera, all clothing on, no underwear showing, etc.  All kidding aside, it was nice that someone came to us, a setting near our home, and we could do quick costume changes or go to a nearby park for more candid shots. She only charged us for the CD and the sitting fee which lasted almost 2 hours! Her information is listed on her card and her website has her contact info too.  and you can see some of the amazing shots she took so why not take those New Year pictures or how about Valentine’s Day.

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Brent is offering a mini session for V-Day on Sunday the 22nd of January & pricing is $35 for up to 2 kids and $5 for additional kids.   Call and schedule a time with her RIGHT NOW- it starts at 9:30 am and runs through the day.  While this is not a full blown one-hour or two-hour session, it is a quick and easy way to do cute pictures for Valentine’s Day or a birthday or anything you want to (insert special reason here).  The $35 includes a 15- minute session and each session includes 1 8×10, 3 5×7, and 1 sheet of wallets.*  Plus, with your package, when your photos arrive, she will also include a special gift with each one!  This is a great deal so act now and call her.  The venue is amazing too –Cheesman Park which has beautiful columns and fountains.   *Additional photos may be purchased.

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I have to say I am very impressed with her photography and she can even take multiple photos, enhance them, create collages, and do different tones (Sepia, B/W etc).   She can provide you with a price list if you are interested in other options but for us, the CD and the flat session fee were perfect so we can now go print what we want … of course, I am lazy and it takes me forever to print out hard copy pictures so it may help to talk with her about any other packages she could offer you to help make life easier for you too – as working parents,  my husband and I need things to be simpler.  Another thing about Brent, your kids will listen to her- she really has a way with children so if your children do not cooperate, I guarantee they will with her.  Trust me, I know!

Give Brent’s Photography a try – 22nd January is not too far away so book your session with her now and when you book it, ask Brent what colors she thinks work best in the Park – she has great advice!  Mention  me — Get Clued In– when you book and she will make sure to give you a great deal!